Terms & Conditions

Terms and Conditions

Introduction

Welcome to Brush Creek Insurance Services, an independent insurance broker specializing in senior citizen insurance policies. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

  1. Services Provided

Brush Creek Insurance Services offers insurance brokerage services, focusing on providing senior citizens with information about various insurance policies, including life, health, and supplemental insurance. We act as an intermediary between clients and insurance providers, offering quotes, advice, and policy comparisons.

  1. No Guarantee of Coverage

We do not guarantee that any specific insurance policy or coverage will be available to you. The availability of insurance products depends on factors such as your age, health condition, location, and insurance provider requirements. We assist in the process but do not make underwriting decisions.

  1. Use of Website
  • Eligibility: By using our website, you represent that you are at least 18 years old.
  • Content Accuracy: While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or reliability of the content on our website. The information provided is for general informational purposes and should not be taken as professional advice.
  • User Conduct: You agree not to misuse our website by introducing viruses, attempting unauthorized access, or engaging in any activity that disrupts the functionality of our website.

 

  1. Third-Party Links and Services

Our website may contain links to third-party websites or services for your convenience. We are not responsible for the content or services provided by these external sites. Your interactions with third-party websites are governed by their own terms and conditions, and we encourage you to review those terms before engaging with their services.

  1. Limitation of Liability

Brush Creek Insurance Services will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use our website or the information provided herein. This includes, but is not limited to, damages for lost profits, business interruption, or loss of data.

  1. Disclaimer of Warranties

All services and information provided on this website are offered “as is” without any warranties of any kind, whether express or implied. This includes, but is not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be error-free or uninterrupted.

  1. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Please review our Privacy Policy for more details.

  1. Changes to Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting to the website. Your continued use of the website constitutes your acceptance of the revised terms.

  1. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the states of Pennsylvania, Maryland, West Virginia, Virginia, and South Carolina without regard to its conflict of law provisions. Any disputes arising from these terms or your use of the website shall be resolved in the courts of Pennsylvania, Maryland, West Virginia, Virginia, or South Carolina.

  1. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us.